Microsoft Copilot vs ChatGPT

A side-by-side look at Microsoft Copilot and ChatGPT — pricing, features and where each one wins. Both are reviewed independently on Curata AI.

Microsoft CopilotChatGPT
SummaryMicrosoft's general-purpose AI chat companion with chat, image generation and task/project features — distinct from GitHub Copilot.Conversational AI assistant for writing, coding and research.
PricingFreemiumFreemium
CategoryChatWriting
PlatformsWeb, iOS, AndroidWeb, iOS, Android, macOS, Windows
Key features
  • General Chat
  • Discover Feed
  • Imagine (Image Generation)
  • Experiments/Tasks/Projects
  • Web Browsing
  • Code Interpreter
  • Image Generation
  • Custom GPTs
  • Voice Mode
  • File Uploads
Pros
  • Usable as a guest without an account for basic chat
  • Backed by Microsoft's infrastructure and OpenAI model access
  • Bundles chat, image generation and task/project features in one product
  • Extremely versatile across tasks
  • Fastest ecosystem of integrations and GPTs
  • Reliable uptime and mobile apps
  • Strong at code and structured output
  • Improves noticeably every quarter
Cons
  • Paid 'Copilot Pro' tier pricing could not be independently confirmed in this review — the official pricing page returned an error on the attempt made
  • Easy to confuse with GitHub Copilot (a separate, developer-focused product) due to the shared 'Copilot' branding
  • No public affiliate program found
  • Can still hallucinate facts confidently
  • Free-tier limits are hit quickly on hard tasks
  • Not the best at very long documents versus Claude

Which one should you choose?

Microsoft Copilot

Best for: Anyone in the Microsoft ecosystem wanting a free, general-purpose AI assistant, usable even as a guest.

ChatGPT

Best for: Anyone who wants one reliable AI in their pocket.

Read the full Microsoft Copilot review

Microsoft Copilot (copilot.microsoft.com) is Microsoft's consumer-facing general-purpose AI assistant, offering conversational chat, a 'Discover' feed, 'Imagine' image generation, and Experiments/Tasks/Projects features. It's a separate product from GitHub Copilot (Microsoft's developer-focused coding assistant), aimed at general everyday use rather than software development.

Read the full ChatGPT review

ChatGPT by OpenAI is the most widely adopted general-purpose AI assistant. It handles drafting, editing, coding, document analysis, live web browsing, image generation and voice conversations from a single interface. Because the ecosystem of Custom GPTs and integrations is so deep, most professionals treat it as their default thinking partner — the first tab they open when a task is ambiguous. Free users get access to a strong baseline model with meaningful daily limits; paid tiers unlock the newest reasoning models, higher usage, larger file uploads and priority speed. It is not the best at every specialty, but the breadth, reliability and pace of updates make it the safest starting point for anyone new to AI.